Tuesday, August 26, 2008

小心搏出禍

以為只有散戶才會瞓身入市,實行「搏一搏,單車都變摩托」,估不到在電視畫面見到一幕幕搏到盡的場面,有人竟然選擇在9號風球高掛的日子,走去浪高風急的沙灘,滑浪、衝浪和觀浪樣樣有,更有報道話有人失蹤,需出動消防拯救。

今次,負責搜索的消防員未有即時衝入比人還高的大浪裡去搜尋,否則隨時又像嘉禾大廈火災般,再有「無命英雄」。其實,消防員的心裡,怎不想跳進水裡,盡快找到那位失蹤人士,奈何人的力量真的很渺小,再好的裝備,也難敵巨風吧!

用性命換取的教訓,絕對絕對不值得,因為已經沒有第二次、第三次……機會。同樣道理,投資本來就不應該抱搏命的態度,因為投資工具五花八門,要完全清楚遊戲規則已經不容易,更重要的是,要先了解自己本身承擔風險的能力,亦相當重要,否則,見到風大雨大,還要奮勇下海,結局可以很悲壯的。

股市失利,還可以靠家人、親人協助解決,但家庭的財政狀況難免大傷元氣,有時傷和氣就更犯不著,所以投資前,不妨看看自己的儲蓄、每月流入的現金(打工的,當然是那份有血有汗的薪酬啦!),以及每月開支,而以訂定一份財務計劃,如撥多少資金供投資,起碼心中有數,不會亂超額,更可保留部分儲備作出擊用途。

且看美國股神巴菲特(Warren Buffett)話有很多不俗的投資目標供發掘,畢竟股價已回落了不少,就知道保留實力等投資時所處的優勢。需注意的是,無論市好市壞,他的投資組合中,總有些核心優質投資,怎也不會輕易放棄的,然後將手頭其他彈藥,去物色自己的投資對象,同樣情況也可發生在大家身上,有些核心投資,持有也未算太壞,像具派息能力的藍籌股,或許股價有一刻會叫你失望,但這些投資只要不會令你憂慮一下子失去八成投資本金,而且企業盈利能力不差的話,優勢始終會反映在股價上。

若單看短短數天,大市跌完又彈,炒短線肯定無從入手,像中資金融股於7月初慘遭洗倉而重挫後,以為會受宏調以及加提高存款準備金率所影響而看淡之際,原來中期業績根本對辦,大戶又再玩過,除了蝕錢的中國財險(2328)及還未派成績表的中國銀行(3988)外,其他金融股股價也已重越洗倉後價位,可見炒短線的無力感,根本難追蹤大戶資金流向,更嚴重的是,炒上去後,又會否用中資銀行話下半年貸款增長難保持上半年速度,再來拋貨呢?

雖然有說「富貴險中求」,將資金投放較高風險的投資工具上亦無可厚非,但像巴菲等執便宜貨,賺取最大利潤的同時,不會放棄核心投資部分,避免一味靠搏。

(8月26日刊於《am730》)

10 Comments:

At 7:47 PM, Anonymous Anonymous said...

This protocol by specification is ten,four hundred baud.
For now this OBD2 Scan Resource Application diagnostic method I would NOT propose.



my site: obd scanner

 
At 10:31 AM, Blogger oakleyses said...

oakley sunglasses, ray ban sunglasses, coach purses, oakley sunglasses, louboutin, air max, polo ralph lauren outlet, tiffany and co, longchamp handbags, louis vuitton handbags, nike shoes, longchamp handbags, louis vuitton, louis vuitton outlet, polo ralph lauren outlet, michael kors outlet, jordan shoes, michael kors outlet, michael kors outlet, kate spade outlet, true religion jeans, prada handbags, christian louboutin shoes, chanel handbags, nike free, louis vuitton outlet, gucci outlet, air max, burberry outlet, ray ban sunglasses, coach outlet, prada outlet, oakley sunglasses cheap, burberry outlet, tory burch outlet, louis vuitton outlet stores, michael kors outlet, louboutin, kate spade handbags, louboutin outlet, true religion jeans, coach outlet store online, michael kors outlet, coach factory outlet, tiffany and co, michael kors outlet, longchamp outlet

 
At 10:41 AM, Blogger oakleyses said...

nike roshe, oakley pas cher, hogan outlet, sac hermes, abercrombie and fitch, longchamp, nike free pas cher, michael kors, lululemon, barbour, nike tn, louis vuitton, nike trainers, converse pas cher, sac louis vuitton, new balance pas cher, michael kors, air jordan, nike blazer, nike free, north face, vanessa bruno, north face, polo ralph lauren, sac guess, vans pas cher, hollister, true religion outlet, air max, sac burberry, air force, air max pas cher, louboutin, ralph lauren, true religion outlet, nike roshe run, sac longchamp, timberland, hollister, michael kors pas cher, polo lacoste, ray ban pas cher, ray ban sunglasses, air max, nike air max, sac louis vuitton, louis vuitton uk, mulberry

 
At 10:41 AM, Blogger oakleyses said...

soccer jerseys, marc jacobs, canada goose, canada goose, ghd, nfl jerseys, nike huarache, north face outlet, ugg pas cher, ferragamo shoes, ugg, asics running shoes, mac cosmetics, birkin bag, valentino shoes, vans shoes, giuseppe zanotti, instyler, longchamp, reebok outlet, hollister, bottega veneta, chi flat iron, canada goose jackets, ugg australia, mcm handbags, mont blanc, abercrombie and fitch, uggs outlet, soccer shoes, jimmy choo outlet, canada goose uk, insanity workout, beats by dre, canada goose outlet, babyliss pro, new balance shoes, nike roshe run, celine handbags, wedding dresses, canada goose, lululemon outlet, ugg boots, north face jackets, rolex watches, herve leger, ugg boots, p90x

 
At 10:44 AM, Blogger oakleyses said...

air max, lancel, moncler, moncler outlet, supra shoes, moncler, juicy couture outlet, hollister clothing store, oakley, timberland boots, juicy couture outlet, ray ban, louboutin, vans, karen millen, pandora charms, converse, canada goose, thomas sabo, links of london, hollister, coach outlet store online, toms shoes, pandora charms, iphone 6 cases, moncler, parajumpers, louis vuitton, ugg, converse shoes, canada goose, swarovski, pandora jewelry, ugg, ralph lauren, moncler, air max, swarovski crystal, montre homme, gucci, moncler, hollister, wedding dresses, moncler, baseball bats, rolex watches

 
At 1:40 PM, Blogger ninest123 Ninest said...

ninest123 11.11
iphone 5s cases, air max, insanity workout, iphone 6 plus cases, celine handbags, ghd, instyler, ralph lauren, iphone 6 cases, soccer shoes, vans, baseball bats, reebok outlet, air max, iphone 6s plus cases, asics running shoes, beats by dre, lululemon outlet, wedding dresses, babyliss pro, new balance shoes, converse, abercrombie and fitch, gucci, ipad cases, ray ban, s6 case, soccer jerseys, p90x, jimmy choo outlet, birkin bag, mont blanc, vans shoes, timberland boots, giuseppe zanotti, north face jackets, chi flat iron, oakley, iphone cases, ferragamo shoes, mcm handbags, north face outlet, mac cosmetics, herve leger, bottega veneta, nfl jerseys, abercrombie, nike roshe run, iphone 6s cases, louboutin, valentino shoes, hollister clothing store

 
At 1:46 PM, Blogger ninest123 Ninest said...

canada goose, doke gabbana, sac louis vuitton, marc jacobs, moncler outlet, sac lancel, toms shoes, ugg, louis vuitton uk, canada goose, links of london, thomas sabo, hollister, swarovski, pandora charms, canada goose jackets, pandora jewelry, converse shoes, pandora charms, moncler, barbour, rolex watches, canada goose outlet, moncler, michael kors handbags, moncler, ugg, louis vuitton, moncler, montre homme, karen millen, canada goose, pandora jewelry, sac louis vuitton, michael kors outlet, supra shoes, moncler, moncler, ugg pas cher, swarovski crystal, juicy couture outlet, moncler, canada goose, coach outlet store online, wedding dresses, ugg, canada goose, juicy couture, ugg boots, michael kors outlet online, louis vuitton, canada goose uk, barbour

 
At 1:53 PM, Blogger ninest123 Ninest said...

oakley sunglasses, louis vuitton outlet, burberry outlet, cheap uggs, louis vuitton outlet, longchamp handbags, michael kors outlet, michael kors outlet, jordan shoes, burberry outlet, ugg boots clearance, chanel handbags, louboutin outlet, michael kors outlet, polo ralph lauren outlet, christian louboutin, oakley sunglasses cheap, nike shoes, louis vuitton, air max, prada handbags, prada outlet, tiffany and co, air max, tiffany and co, ray ban sunglasses, ugg outlet, uggs, longchamp handbags, michael kors outlet online sale, ray ban sunglasses, replica watches, longchamp outlet, louis vuitton outlet stores, michael kors outlet, oakley sunglasses, cheap oakley sunglasses, uggs outlet, gucci outlet, polo ralph lauren, ray ban sunglasses, rolex watches, louis vuitton handbags, tory burch outlet, louboutin, louboutin shoes, nike free, oakley sunglasses, michael kors outlet

 
At 1:59 PM, Blogger ninest123 Ninest said...

nike air force, sac hermes, hogan outlet, michael kors, coach purses, nike trainers, nike roshe run pas cher, air max, ray ban sunglasses, air max, air jordan, coach factory outlet, vans pas cher, polo lacoste, michael kors uk, nike tn, ralph lauren, sac guess, sac burberry, polo ralph lauren, vanessa bruno, longchamp, mulberry, hollister, nike free pas cher, michael kors outlet, nike air max, nike roshe, north face, sac longchamp pas cher, hollister, air max pas cher, nike huaraches, true religion outlet, converse pas cher, ray ban pas cher, true religion jeans, timberland, nike free, new balance pas cher, oakley pas cher, coach outlet store online, longchamp, north face, true religion jeans, nike blazer, abercrombie and fitch, louboutin, michael kors pas cher, lululemon outlet online, true religion outlet
ninest123 11.11

 
At 2:08 PM, Blogger Chen Jeje said...

christian louboutin outlet
michael kors outlet online
tiffany jewellery
toms outlet
cheap uggs
michael kors outlet
cheap true religion jeans
michael kors outlet online
toms outlet store
michael kors outlet
huaraches shoes
fitflops clearance
Michael Kors Outlet Online
tiffany jewelry
replica christian louboutin
cheap jordans
kobe shoes
michael kors outlet store
michael kors handbags
cheap basketball shoes
discount oakley sunglasses

 

Post a Comment

<< Home