Wednesday, December 12, 2012

講心唔講金


斌仔自稱是普通人,但他發出的光輝卻照遍大地,四肢癱瘓面對的生活困難非我們所能想像,令人敬佩。另一個令人尊敬的定必是劉曉波夫婦和像他們被囚的異見人士,他們四肢健全,思想正常,奈何卻承受如癱瘓般的生活,實在不能忘記。

最近往醫院探望院友,一名中年男士談到自己的病情時,並非將個人健康放在首位,而是擔心家庭和子女的未來,畢竟手停口停,家庭開支如何應付成為即時最大問題,或許無法即時解決,送一點安慰,也是一份祝福。

今年對投行賓架而言,同樣陷收入萎縮困境,始終不是個個都腰纏萬貫的,且看調查機構State Comptroller Thomas DiNapoli預期,今年華爾街人均花紅約10.1萬美元(78萬港元),較去年減16.5%,而與06年好景時的19.14萬美元(約149萬港元)比較,更大減近50%,見08年金融海嘯以來新低。

同投行賓架朋友談起,他拋下的第一句竟是:「大家講心唔講金」。這也難怪,現在返工過得一天便一天,根本難以預測翌日上班會否收大信封和紙皮箱,像花旗集團也在普天同慶的日子來臨之前話,全球裁員1.1萬人,便知道這種白色恐怖的厲害之處。

朋友話,一般來說,有關花紅分派,高盛在11月底有通知,瑞銀則可望於年底,而年結日在3月底的日資行則要等到明年才揭曉,奈何今年市道差,無謂向上司問花紅,況且若有花紅,管理層也會計數,趁此際裁員又省一筆,而朋友話,他的歐資行賓架朋友也只是按當地勞工法例解僱,與以往的肥雞餐不可同日而語。

唯一好景的,肯定是監管部門,且看大笨象話,單是2009至2011年間,對反洗錢工作的支出大增約9倍;而在2010至今年期間,反洗錢職員人數更大升約10倍。

賓架朋友嘆道,金融海嘯後,應付監管機構已夠煩,故間間行也要讓監管部門膨脹起來,儘管這類部門並非搵錢業務,市況好景時,可獲分派的不會好多,但大市差時也不會有太大影響,故此工作環境相對穩定。未知銀行是否樣樣睇得緊而成驚弓之鳥,朋友話,監管部門的同事慢慢也改變,甚至連心態上也覺得自已相當重要,故此與搵錢部門難免易有過節。

當然,公司收緊水喉也有鬆一鬆的機會。賓架朋友往年都要趁年尾歐美走一趟,拜會各地客戶,但佢話,目前歐洲哀鴻遍野,同事和客戶心情七上八落,甚至連去年負責招呼的同事恐怕亦已離座,而紐約的風暴善後需時,相信公司要待明年再作打算,他也不用5日內跑5個城市。

飯碗始終未算安穩,但開開心心一家人過聖誕,也值得感恩。

(12月12日刊於《am730》)

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